Wait is over 2 hours now. I got this card because they offered a $200 bonus if I spent $1000. Last payment arrangement: 2005 due to two hurricanes. This bonus value is an estimated valuation. Doubles the original manufacturer's (or U.S. store brand) warranty for up to 24 months on most new items purchased with your eligible Mastercard that have an original manufacturers warranty of 24 months or less.4, Covers most purchases made entirely with your Mastercard card for 120 days from the date of purchase for the difference between the price paid for the item and the lower advertised price.4, Provides coverage for most items you purchase with your eligible Mastercard card if the item is damaged or stolen within 90 days of the date of purchase.4, Arranges emergency roadside assistance such as jump-starts, tire change, towing and gas delivery if you get stuck on the road. We may be compensated when you click on links from one or more of our advertising partners. You should review your particular circumstances with your independent legal and tax advisors. Apply now . System alerts you if it detects that your personal information credit or debit card, Social Security Number, driver's license number or other sensitive data is being bought or sold online. I emailed the required documents back to them and made a call to have a manager verify my documents so I would be able to receive my promotion and use the credit card. Service fees are pre-negotiated and billed to your eligible Mastercard.4. Member FDIC. 5/24; I'm over from taking a sub. (together, "BMO"), today. and are subject to bank and credit approval. A 15% discount on merchandise at all four Summerfest store locations during the festival when using a BMO Bank debit or credit card. He said he would call me back at number listed on my account. Mastercard, the Mastercard Brand Mark, Mastercard ID Theft AlertsTM, Master RoadAssist, MasterRental, Masterpass, and the circles design are 1% on everything else with No Annual Fee. Very unhappy. You can book travel, buy gift cards, donate to charity, or get cash-back at a value of 1 cent per point. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. On purchases for 6 months from account opening date. Third party web sites may have privacy and security policies different from BMO. Please review the privacy and security policies of web sites reached through links from BMO web sites. BMO Harris Bank N.A. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Earn 3 Club Reward points for every eligible dollar charged at Grocery stores/supermarket, Drug store/pharmacy and Automobile fuel service stations (pay at the pump only). Harris & Co. Headquartered in Chicago, this major bank is a member of the Federal Reserve System and has branches in 9 U.S. states. Available credit $147,000 not including home equity. Airline partners include Air Canada Aeroplan, Delta SkyMiles, British Airways Avios Points, Southwest Airlines Rapid Rewards, and many more, Frequent Guest Points: Use your points in participating hotel frequent guest programs. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. Some of these may include an exclusive entrance, discounts on tickets, merchandise and much more. FINRA BMO Harris Bank N.A. This bank sucks. Activate your Platinum, Platinum Rewards and Cash Back card: Activate your Premium Rewards or Premier Services Premium Rewards card: BMO Harris Bank Platinum Rewards Mastercard, BMO Harris Bank Premium Rewards Mastercard. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). They would not issue a gift card or send a check. I ended up using another card and guess what no one has yet called me from bmo to explain or apologize. BMO Wealth Management Premium Rewards Mastercard was independently collected by Upgraded Points and not provided nor reviewed by the issuer. (together, "BMO"), today announced it has received all regulatory approvals required to complete its acquisition of Bank of the West from BNP Paribas (XPAR: BNP). BMO Harris Bank N.A. BMO Harris Bank also issues the Diners Club credit cards for culinary enthusiasts. Gift cards are issued by BMO Harris Bank N.A. Lock in your rates for 130 days The points you earn and redeem are called BMO Harris Rewards points. All Rights Reserved. and its affiliates do not provide legal or tax advice to clients. As an added benefit, receive 2 complimentary visits to participating lounges. BMO Harris Bank Premium Rewards Mastercard, 3% intro for 120 days, then up to 5% (min $5). BMO Harris Bank N.A. You should review your particular circumstances with your independent legal and tax advisors. We may also ask you to provide a copy of your certificate of incorporation (or similar document) or other identifying documents. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. We may also ask you to provide a copy of your driver's license or other identifying documents. We look at the pre-approval processes of five major card issuers: Capital One, Chase, Discover, American Express, and Citi. Make purchases with your smartphone using Apple Pay, Google PayTM, Samsung PayTM and BMO Harris Bank MasterpassTM. We may also ask you to provide a copy of your certificate of incorporation (or similar document) or other identifying documents. After that, a variable APR applies, currently 15.99% - 23.99%, based on your creditworthiness. BMO Harris Bank N.A. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Refer to the Mastercard Guide to Benefits for more information. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. You should review your particular circumstances with your independent legal and tax advisors. Get $400 cell phone protection coverage when you charge your monthly wireless telephone bill to your card. Anyone know if it is trulya SP if accept or if in turns turns into a HP. $6000. And every time I called I got someone in couldnt even understand and was told a different thing every time I called. Select Make a one-time payment or Set up automatic payments. But I guess the world is changing. To activate your Platinum, Platinum Rewards and Cash Back card, call 1-855-825-9237 . For best experience, complete your application on a desktop, BMO Harris Bank Premium Rewards Mastercard, BMO Harris Bank Platinum Rewards Mastercard, Certificate of Deposit / Savings Secured Loans, BMOHarrisBankPremiumRewardsMastercard, BMO Harris Rewards Premium Rewards Brochure, BMO Harris Rewards Premium Rewards Program Rules, https://www.bmoharris.com/bmoharrisrewardsconsumer. So when I asked for a credit card, I was told by him not to apply for one right now because my record stated that I still owed my previous bank $349 . Late mortgage payment: Never. Whether youre booking travel, buying gift cards, or earning statement credits, points are worth 1 cent each. Download your transactions Select your credit card account from the Account Summary section. Final Thoughts Overall, the BMO Harris Rewards program isn't terribly exciting. If you'd like to add a comment to this article and share your valuable feedback and opinions, please click here to leave your comment. When you go to initally use card they will flag you and leave you on hold for 20 minutes while attempting to make purchase. If u do not receive call from Harris bank and an apology from mr.patel, I will close my account next week and switch over to another customer friendly bank. I can use the internet and streaming category which would free up one of my US Bank Cash+ categories that I can use for something else. APPLY ONLINE BMO Harris Bank Platinum Rewards Mastercard 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. . This card offers access to Priceless Cities, all the standard Mastercard security features, roadside assistance, MasterRental car rental coverage, and extended warranty. Receive 1 point per $1 spent on all other eligible purchases. BMO Harris Bank Premium Rewards Credit Card The points add up. With this card, youll also enjoy a Priority Pass Select membership with 2 complimentary visits to participating lounges every year, access to exclusive experiences through Priceless Cities, and no foreign transaction fees. First, youll still enjoy a solid welcome bonus, though it wont be as high as the premium cards bonus. Very poor customer service. BMO Harris Bank is headquartered in Chicago, Illinois, and operates over 1,100 branches. We may also ask you to provide a copy of your driver's license or other identifying documents. Card-members with 50,000+ points can design their own reward. The bank manager Patel does not even want to revieve my call. If your account is closed for any reason, you have 90 days to use your points before they expire. Well everything that seems good is not really true. Banking products and services are subject to bank and credit approval. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). In total, BMO Harris Bank offers 4 major rewards credit cards that accrue BMO Harris Rewards points 2 are consumer products, 1 is a business product, and 1 is a wealth management product. In the U.S., BMO Harris Rewards points are worth a flat 1 cent per point, regardless of how you redeem them. $200 cash back bonus when you spend $2,000 in the first 3 months of account opening 1 Learn more; 2% cash back on eligible gas and grocery purchases, up to $2,500 in combined spend each calendar quarter; 1% cash back on all other purchases 2; 0% introductory APR on purchases for 6 months from account opening date. It will NOT be published. This gate is located south of the Summerfest Box Office building, leading into the Amphitheater forecourt. Now after two weeks, I try to call me.patel back at 9 am when the bank opens not for the credit card but for a different issue. A 15% discount on merchandise at all four Summerfest store locations during the festival when using a BMO Bank debit or credit card. Member FDIC. Earn 3 points per $1 spent on dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchases. The manager of the bank with last name Patel picked up my call and helped me open an account and provided me a debit card. Get up to 35,000 intro bonus for a limited time. Concierge Service, featuring 24-hour assistance. Fill in the application form. Your card has both an embedded chip and a magnetic stripe. We may also ask you to provide a copy of your certificate of incorporation (or similar document) or other identifying documents. For each business or entity that opens an account, we will ask for your name, address and other information that will allow us to identify the entity. 1 Learn more; 2% cash back per $1 spent on gas and grocery purchases, up to $2,500 in combined spend each calendar quarter; 1% cash back on all other purchases 1; 0% introductory APR on purchases for 6 months from account opening date. Voicemail told me to call them. Thanks and a have nice day. Guess they are trying to get a bigger presence in the US. Conditions and exceptions apply. This information cannot be used by any taxpayer for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Thank you wallethub.com for giving me the platform to help express my feelings. Earn 5% cash back on eligible streaming, cable TV and satellite services. BMO Harris Bank N.A. How does the BMO Harris Cash Back card's rental car insurance work? If you believe you are a victim of Identity Theft, Identity Theft Resolution Services provides you with access to a number of services including, credit bureau notification and card replacement assistance, ID theft education and the opportunity to enroll in Identify Theft Alerts. I'm guessing Chase asked that because at that time they assumed four collapsed Florida community banks. and its affiliates do not provide legal or tax advice to clients. All you need to do is visit the BMO Harris Rewards website and log into your account. BMO Harris Bank Premium Rewards Mastercard . In other words I do not owe the banks anything. Anyways used them so got the car before car disappeared off the lot waiting for it to report to MBFS to get payoff for 15 days and amount and refinancing through a CU as a more palatable2.x - 3.x apr. Stay away from this bank if you value your credit!!! Enjoy exclusive, personal assistance with making dinner reservations, accessing event tickets, locating hard-to-find items, buying and delivering gifts, and coordinating business-related arrangements. Member Learn more. The annual fee is $175, which is waived for the first year. Member FDIC. They said I failed verification of my identity and I had to get a form for my identity verified by a public notary which is asinine to say the least. From the Account summary screen, select your credit card, click on "Manage card" and "Activate your card". Explore your options. After 2 hours 34 minutes a guy answered and asked if I could go to a branch. How is the credit card? Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. The information you provide in this form may be used to perform a credit check and verify your identity by using internal sources and third party vendors. Securities, investment advisory services and insurance products are offered through BMO Harris Financial Advisors, Inc. You can get solid value with your points, but nowhere near what other issuers like Chase, Amex, and Citi can offer. Anyways was offered a SP cC at best APR of 14.x for rewards card and 12.x i believe for non rewards. If the requested information is not provided within 30 calendar days, the account will be subject to closure. "Have you ever had a late payment or had a payment deferment with your mortgage?" Find a Branch Unauthorized purchases are not your responsibility. For each business or entity that opens an account, we will ask for your name, address and other information that will allow us to identify the entity. Activate your Platinum, Platinum Rewards and Cash Back card: Activate your Premium Rewards or Premier Services Premium Rewards card: BMO Harris Bank Platinum Rewards Mastercard, BMO Harris Bank Premium Rewards Mastercard. Was told a supervisor would listen to all of my taped calls and call me back. The ZIP code entered " BMO Harris Bank N.A. Twitter/Instagram: RJ_FinancialLinksQuicken Loans - $500 back after closing purchase or refinance quickenloans.com/l2/wham?qls=RFR_socrfrff.0123456789&rockre. BMO Harris Bank N.A. I see that they are a Canadian bank and my area in Florida has tons of Canadian snowbirds and we just started getting a bunch of pre-approval letters and pre-qualified letters within the last month. and its affiliates do not provide legal or tax advice to clients. Hi, I can confirm that it is indeed a SP. VantageScore; 792/797. Find a better company plenty of them available. Get a $200 cash back bonus when you spend $2,000 in the first 3 months of account opening. Mortgage pre-approval Lock in your rates with our 130-day mortgage rate guarantee - the longest of any major bank in Canada Know your budget and shop with confidence It's free, easy and there's no commitment GET PRE-APPROVED Why get pre-approved for a mortgage with us? Please let us know if you notice any differences. Frequent Guest Points: Use your points in participating hotel frequent guest programs. We may also ask you to provide a copy of your driver's license or other identifying documents. At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). One of their verification questions asked if I knew one of the 4 following people which I failed to recognize any of them so I said so. trademarks of Mastercard International Incorporated. Lots of great perks and offers, Dont miss out. This bank is a joke. BMO Harris Banks points program is referred to as BMO Harris Rewards. If your BMO Harris Bank Mastercard credit card, debit card or PIN is lost or stolen, call the customer service number on the back of your card or 1-888-340-2265 immediately. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Other benefits include up to 20 additional employee cards for no added fee, discounts on QuickBooks and TurboTax, and Mastercard Easy Savings for gas, meals, office supplies, hotels, and more. 0% for 15 months|Transfer Fee: 4% (min $10), 0% for 12 months|Transfer Fee: 4% (min $10), 0% (V) for 12 months|Transfer Fee: 4% (min $10), 0% for 15 months from account opening on qualifying balance transfers|Transfer Fee: 3% intro for 120 days, then up to 5% (min $5). Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Please enter a valid ZIP code. Can I use the walmart gift cards for online purchases? Thanks for any insight people might be able to give me on this. Member FDIC. As an added benefit, receive 2 complimentary visits to participating lounges. they only had one of mine on the lot so it made my choice very easy with color and options it was take it or leave it and it will be gone in a few hours lol. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. Frequent Flyer Miles: Redeem Club Rewards points for miles with numerous frequent flyer programs. Banking products and services are subject to bank and credit approval. My funds from. and its affiliates do not provide legal or tax advice to clients. Visit the BMO Harris Bank Cash Back Mastercard website. If the bank is really concerned about me they would get back to me and I will post about the bank getting back to me as well.i have shared my phone number and email address I. Experian without boost: 785.